a second chance
Beyond repairing your credit, you matter. We offer personalized tools and strategies to help you achieve your financial goals.

Your credit deserves a second chance
Beyond repairing your credit, you matter. We offer personalized tools and strategies to help you achieve your financial goals.


is our priority.
At NJ Credit Repair, our mission is to resolve our clients’ credit issues. We are a professional and compliant company, ready to address your problems immediately.
- No matter how complicated or difficult your case is, you can be sure we'll find a solution.
- Our diligent and well-connected team will do what's necessary and contact the right people to resolve your issues.




We are dedicated to restoring your financial health, working diligently to repair, improve, and protect your credit.
If you have any further questions, please don’t hesitate to contact us for assistance.
The best way to improve your credit score is by paying off your debts, removing negative items from your credit report, and maintaining your credit lines in good standing. However, each situation is unique, and the strategy for improving your credit may vary depending on your specific case. That’s why, at NJ Credit Repair, we always start by reviewing all our clients’ credit reports.
The time it takes to repair your credit depends on several factors, such as your current credit status and the type of negative items you need resolved. At NJ Credit Repair, we focus on creating a plan to fix your credit in the shortest possible time. The sooner we start, the sooner we’ll be done.
The platform we typically use is Smartcredit.com. NJ Credit Repair will obtain your credit reports with your permission and share them with you. We use this information to create a personalized action plan to improve your score. All information obtained is kept secure and confidential to protect your identity.
Once you register, you will receive an email with instructions on how to create a password. You will then be asked to sign a document authorizing NJ Credit Repair LLC to begin work. You will then be redirected to Smart Credit to obtain your credit report and finally to your client portal to upload a photo of your ID and proof of address. Once this process is complete, you will receive a detailed credit summary, and NJ Credit Repair will begin working on your credit repair. You will be notified by email whenever changes are made to your file.
Once you’ve chosen your plan and signed the contract, NJ Credit Repair is at your disposal. You can contact us to request a review of your file or send us your questions and concerns. We’ll respond within one business day. You can contact us by phone, email, chat, social media, or through the messaging option in your client portal, which we prefer because it allows us to locate your file more efficiently.


I really want to recommend NJ credit repair to everyone out there who is trying to fix their credit or bring it up they help me a lot And got rid of all my negative Inquiries nothing but good customer service and friendly advice thank you NJ repair.


Super professionals, first class attention. The results on my credit score have been better than expected. I really recommend them with closed eyes, and they also speak your preferred language.


The best in credit repair, excellent service, very good communication and all in less than 3 months THE BEST NJ CREDIT REPAIR

Excellent customer service! Rolando was very clear and took the time to explain everything. I did not feel swamped or overwhelmed at all with all the information and advice he provided to me. Using NJ Credit Repair definitely heped erase a lot of questions/issues and I am now on a well-defined path to rebuild my credit. Cannot thank Rolando and Karla enough. Definitely give them the opportunity to assist you!!


“It’s been incredibly helpful to me. Especially since I’m a recent immigrant. So, thank you very much from my side!”
The basis of our work is honesty and transparency.
Our company is comprised of experienced professionals who work to improve our clients’ credit scores and help them achieve their financial goals. We believe everyone deserves a chance to qualify for their dreams.


I really want to recommend NJ credit repair to everyone out there who is trying to fix their credit or bring it up they help me a lot And got rid of all my negative Inquiries nothing but good customer service and friendly advice thank you NJ repair.


Super professionals, first class attention. The results on my credit score have been better than expected. I really recommend them with closed eyes, and they also speak your preferred language.


The best in credit repair, excellent service, very good communication and all in less than 3 months THE BEST NJ CREDIT REPAIR

Excellent customer service! Rolando was very clear and took the time to explain everything. I did not feel swamped or overwhelmed at all with all the information and advice he provided to me. Using NJ Credit Repair definitely heped erase a lot of questions/issues and I am now on a well-defined path to rebuild my credit. Cannot thank Rolando and Karla enough. Definitely give them the opportunity to assist you!!


“It’s been incredibly helpful to me. Especially since I’m a recent immigrant. So, thank you very much from my side!”
The basis of our work is honesty and transparency.
Our company is comprised of experienced professionals who work to improve our clients’ credit scores and help them achieve their financial goals. We believe everyone deserves a chance to qualify for their dreams.