The best way to improve your credit score is by paying off your debts, removing negative items from your credit report, and maintaining your credit lines in good standing. However, each situation is unique, and the strategy for improving your credit may vary depending on your specific case. That’s why, at NJ Credit Repair, we always start by reviewing all our clients’ credit reports.

The time it takes to repair your credit depends on several factors, such as your current credit status and the type of negative items you need resolved. At NJ Credit Repair, we focus on creating a plan to fix your credit in the shortest possible time. The sooner we start, the sooner we’ll be done.

The platform we typically use is Smartcredit.com. NJ Credit Repair will obtain your credit reports with your permission and share them with you. We use this information to create a personalized action plan to improve your score. All information obtained is kept secure and confidential to protect your identity.

Once you register, you will receive an email with instructions on how to create a password. You will then be asked to sign a document authorizing NJ Credit Repair LLC to begin work. You will then be redirected to Smart Credit to obtain your credit report and finally to your client portal to upload a photo of your ID and proof of address. Once this process is complete, you will receive a detailed credit summary, and NJ Credit Repair will begin working on your credit repair. You will be notified by email whenever changes are made to your file.